§II.II — Visa Card · Marqeta

Spend USDC
anywhere
Visa is accepted.

Issued by Marqeta. Virtual card available instantly. Physical card with NFC tap to pay for a $24 one-time fee. Mid-market FX rate. Zero spread. 65 million merchants worldwide.

Get your card →
FX spread
0%
Merchants
65M
Physical card
$24
Virtual card
Instant
§I
The card
Four designs

The Denaro Pay Visa card.

Issued by Marqeta on the Visa network. Accepted at 65 million merchants worldwide. Your USDC balance is your spending balance — automatically converted at mid-market rate at point of sale.

Denaro Pay
Virtuale.
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Jeffrey Terranova 04/31 Visa
Design I
Noir
Matte black finish. Default card design. Available for both virtual and physical.
Design II
Lime
Deep green with luminescent edge. Available physical only, limited edition.
Design III
Ivory
Off-white cream finish matching the Denaro Pay paper palette. Virtual and physical.
Design IV
Prism
Holographic dichroic finish. Physical only. The most distinctive card in your wallet.
§II
Specifications
Full detail

Technical specifications and fees.

Every detail of how the card works — from issuance to FX to NFC. No hidden fees, no surprise charges.

Card networkVisa
Card issuerMarqeta
Card typeDebit — settled from USDC balance
Virtual cardAvailable instantly on account opening · $0
Physical card$24 one-time fee · delivered globally
NFC tap to payYes — Apple Pay and Google Pay
FX rateMid-market rate
FX spread0%
Merchant acceptance65 million merchants worldwide
ATM withdrawalsSupported — local ATM fees may apply
Freeze / unfreezeInstant from app
Spending limitsConfigurable in app — daily and per-transaction
Virtual card spend limitUp to full USDC balance
Designs availableNoir · Lime · Ivory · Prism
Annual feeNone
Monthly feeNone
§III
Pricing
Virtual and physical

Simple pricing. No subscription.

Virtual Card
Free.
Included with your account
  • Issued instantly on signup$0
  • Add to Apple Pay / Google PayInstant
  • Use for online purchasesImmediately
  • Designs: Noir · IvoryIncluded
  • FX spread0%
Get virtual card →
Physical Card
$24.
One-time fee — no annual, no monthly
  • NFC tap to payIncluded
  • Apple Pay and Google PayIncluded
  • Global delivery7–14 days
  • Designs: Noir · Lime · Ivory · PrismAll available
  • FX spread0%
Order physical card →
0%

FX spread at every point of sale. Mid-market rate, always. The only card that costs nothing to use internationally.

Get your card →